A Client-Centered Framework for Designing, Explaining, and Managing Wealth Around What Matters Most Executive Summary Traditional portfolio construction often begins in the wrong place. It begins with asset classes, risk questionnaires, return assumptions, market forecasts, or model portfolios. These tools matter, but they are not primary. They are secondary. They are implementation tools. The first responsibility of an advisor is not to select investments. It is to understand the client well...

A storm is brewing on the horizon, and it's headed straight for the financial services industry. For decades, advisors have built their...

Financial advisors often find themselves in a difficult position when markets become volatile. During periods of uncertainty, many...